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How Do I File A Car Accident Insurance Claim In Bradenton?

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Car accidents in Bradenton are common, and it can be unnerving when they happen. You may have never been in a crash before or be unfamiliar with what to do afterward. Both you and the other driver may have insurance coverage to help offset your losses. Our Bradenton car accident lawyer explains how to get the compensation you are entitled to in a claim.

What To Do If A Bradenton Car Accident Happens

The Bradenton Police advise that you should notify the authorities of any crash resulting in personal injuries or more than $500 worth of estimated property damages. Follow these steps to protect yourself and your rights in a claim:

  • At the scene, the police will complete an accident report. Request a copy.
  • Get the contact and insurance information for other drivers involved.
  • Get names and phone numbers for any witnesses at the scene.
  • Take photos or videos of the crash site, your injuries, and damage to your vehicle.
  • Seek medical care as soon as possible, regardless of the severity of injuries sustained.
  • Follow all medical advice regarding ongoing treatment and activity restrictions.
  • Notify your insurer within one week of the crash.

How To Get Compensation In A Bradenton Car Accident Claim

Regardless of the number of years you have been on the road or your level of skill behind the wheel, car accidents in Bradenton can still happen. Unfortunately, the reckless behavior of other motorists can put you at risk. You have the right to hold them liable for your losses.

Florida is a no-fault insurance state. This means you are legally required to carry a mandatory minimum amount of coverage to offset the costs of a collision, regardless of who is to blame. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) requires $10,000 of Personal Injury Protection (PIP), which covers the cost of medical care, and $10,000 of Property Damage Liability (PDL), which covers damage you do to another’s vehicle.

You may be entitled to compensation both through your own policy and the other driver’s insurer. However, getting a claim approved is difficult, and denials are common. Even if you do get a settlement, it may not cover all losses. To get the total amount you are entitled to, contact our Bradenton car accident lawyer. Additional steps we can take include:

  • Investigate and gather additional evidence to support your claim;
  • Negotiate with insurers on your behalf to get the best possible settlement;
  • Review your options in terms of filing a Bradenton car accident lawsuit;
  • Fight for the maximum amount you are entitled to under state law for your medical expenses, lost wages, pain and suffering, and other losses.

Request A Consultation With Our Bradenton Car Accident Lawyer

If you or someone you love is injured in a car accident in Bradenton, get the trusted legal guidance you need at the Law Office of Steven G. Lavely. To request a consultation, contact our experienced Bradenton car accident lawyer today.

Sources:

bradentonpd.com/report-a-crash

flhsmv.gov/insurance/