Ten Tips For Dealing With Insurers After A Car Accident In Bradenton
When car accidents in Brownington happen, insurance can help cover your losses. Unfortunately, dealing with insurance companies poses challenges, as they typically look for reasons to deny or downplay your claim. Our Bradenton car accident lawyer has extensive experience dealing with these companies and offers the following ten tips to get the best possible settlement.
- Realize that insurers are not your friends.
According to the National Association of Insurance Commissioners, insurance companies rake in close to $40 billion each year. They are one of the most lucrative industries with a primary objective of protecting themselves and their profits.
- When an accident occurs, gather as much evidence as possible at the scene.
Report any type of accident immediately to the police, get contact information for witnesses, and take photos at the scene. All of this helps to support your claim.
- Get immediate medical care and follow all of your doctor’s instructions regarding treatment and activity restrictions.
Failing to get medical care and not following the doctor’s instructions can endanger your health and give insurers grounds for denying your claim.
- Notify your insurer within a week after your accident.
Failure to notify the insurer in a timely manner is another common reason for denied claims.
- Avoid making any recorded statements.
After informing the insurer, you will be contacted by a claims representative. They will want you to explain what happened. Do not consent to recorded statements, and be aware that any comments you make will be used against you.
- Never admit even partial fault for a car accident in Bradenton.
When speaking with insurers, keep your comments brief and stick only to the facts. Avoid speculation or admitting even partial liability for your crash.
- Beware of any immediate settlement offers.
Insurers often surprise injured victims by offering immediate settlements. Be aware that this amount is typically less than what you deserve and will likely fail to cover all current and future costs.
- Consider your current and future expenses.
Car accident injuries often require long-term medical care and could cause disabilities that prevent you from working or engaging in other activities in the future. Make sure these costs are included in a claim.
- Get legal help before signing any documents or agreeing to a settlement.
The best way to protect your rights and get the maximum settlement is to contact our experienced Bradenton car accident lawyer before making any statements to insurers or signing any documents.
- Know your rights when it comes to taking your case to court.
If insurance fails to cover your costs, you may have the right to file a car accident lawsuit through the Manatee County Civil Court.
Contact Our Bradenton Car Accident Lawyer Today
The Law Office of Steven G. Lavely has extensive experience dealing with insurers. We guide clients through the claims process, helping them get the maximum settlement. To request a consultation with our Bradenton car accident lawyer, call or contact us online today.
Sources:
content.naic.org/sites/default/files/inline-files/Health%202023%20Mid-Year%20Industry%20Report.pdf
manateeclerk.com/
